Does the pressure of the housing loan test where your bottom line is?

Does the pressure of the housing loan test where your bottom line is?
Bank Supervisory Committee strikes the alarm bell of housing loan again: Pressure test want, suppose room rate drop have news claim Bank Supervisory Committee propose, suspend Beijing, Shanghai, dark, the intersection of Hangzhou and four the intersection of place and third housing loan 60% yesterday, many banks of Guangzhou have already stopped paying out at present
Begin the adjustment of the real estate since April, appearing again recently may continue the heavy and tight sign.

Yesterday the personage in the know verified, Liu Mingkang, President of Bank Supervisory Committee, proposed at an internal meeting in the middle ten days and the last ten days of last month, the bank assumes the housing loan pressure test that the price of the building drops under 50%- 60% of the situations. Bank Supervisory Committee claims, the commercial bank should be according to development and credit risk variation tendency of market, range that the room rate which redefines the severe pressure scene drops. Domestic banking industry just housing loan pressure test carry on room rate slide 30%, before the this. In the industry to think, such severe housing loan pressure test reflects supervision perhaps worries the high newly-increased real estate loan up to 140 billion yuan may initiate the foam of real estate market last year, and lead to the fact a large number of bad accounts appear.
News claimed yesterday, Bank Supervisory Committee proposed orally every commercial bank suspends the third set of housing loan of Beijing, Shanghai, Shenzhen, Hangzhou. And reporter know from every the intersection of commercial bank and the intersection of Guangzhou and branch CITIC, agricultural bank, China Merchants Bank, Ever Bright, wide person who send bank stop three the intersection of housing loan and business already yesterday.

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