Friday, May 11, 2012

The pool fund of medical insurance of Ningbo is paid the limit and withdrawn to 15 ten thousand yuan

The pool fund of medical insurance of Ningbo is paid the limit and withdrawn to 15 ten thousand yuan
The reporter learnt from municipal work and social security office yesterday, Ningbo would adjust the urban medical insurance policy in the urban area this year, the content adjusted involves 22 items. Ningbo paid the limit and changed medical insurance pool fund, urban residents of urban area, to 15 ten thousand yuan from 10 ten thousand yuan this year, medical insurance, worker of urban area, account remaining sum can used for, have a denture made, wash tooth and pharmacy purchase ceiling of non-prescribed medicine of the medical insurance raise 20 yuan each time over the years
The target adjusting it includes 2 kinds: One the intersection of urban area and urban the intersection of worker and medical insurance, medical insurance in hospital, work while being outside the intersection of personnel and the intersection of serious disease and medical insurance effect an insurance person; Second, medical insurance, urban residents of urban area, effect an insurance person. (" urban area " Refer to, Haishu District, Jiangdong district, Jiangbei District, Zhenhai district, Beilun district, Yinzhou district, Daxie development zone, national high and new technology industrial development zone, Ningbo bonded area, travel resort of Dongqian Lake of Ningbo )
Urban worker's medical insurance of urban area
The personal account is paid the range and expanded
This adjustment about the urban worker's medical insurance policy in the urban area has 12 items altogether, adjust and begin from May 1 this year, the relevant persons in charge of the bureau of labour understand these 12 adjustment:
Expand worker's medical insurance and effect an insurance in the target range
The policy at present: The flexible employee who participates in urban worker's medical insurance, the identity is limited for urban non-agricultural household register personnel.
The policy after adjusting: No longer limit the non-agricultural household register, namely the rural household register personnel in our city working in the large city in the age bracket, have already participated in urban employee endowment insurance during searching for jobs individually in the cities and towns, can participate in the urban worker's basic medical insurance or medical insurance in hospital according to the flexible employee's identity.
Lengthen the individual effects an insurance personnel's medical insurance stops paying one
The policy at present: Self-employed entrepreneur, unemployed people and flexible employee cut off medical insurance relation, the ones that have stopped not exceeding 3 months can apply to pay arrears, resume enjoying the treatment of medical insurance from a month after paying arrears; Ones that cut off for over 3 months, enjoy and wait for one in treatment effected an insurance again, set up for 6 months, namely can enjoy the treatment of medical insurance after paying the fees for full 6 months continuously.
The policy after adjusting: One extends to 6 months to apply to pay arrears, the ones that have stopped not exceeding 6 months can apply to pay arrears, resume enjoying the treatment of medical insurance from a month after paying arrears; Ones that cut off for over 6 months, enjoy and wait for one in treatment effected an insurance again, set up for 6 months.
On-the-job the intersection of worker and special the intersection of number and therapeutic fee can wipe out 90
Understand: Pay proportion, bring 85 up to 90 on-the-job the intersection of worker and special the intersection of number and therapeutic fund.
For example, the worker Zhao needs to carry on chemotherapy because of suffering from malignant tumour, has gone through formalities of checking and approving in special number treatment, about 2 ten thousand yuan of chemotherapy expenses of one year, it is 3000 yuan to bear personally partly, after the policy is adjusted, it can to bear personally partly reduce by 1000 yuan.
Subsidize one pair of standards to change to 3000 yuan
Medical fee Method Policy at present Policy after adjusting
Range
Clinic under year, individual conceited and bearing the part in hospital and in the special the intersection of number and the intersection of treatment and medical fee Subsidize one pair of standards 4000 yuan and 3000 yuan
Subsidize 2 ten thousand yuan of more than 4000 yuan of proportion to subsidize as follows 8 0 % , 2 The above subsidy of ten thousand yuan 9 0 % 3 0 0 0 Yuan, the above 2 ten thousand yuan, are subsidized as follows 8 0 % , 2 The above subsidy 90 of ten thousand yuan
Subsidize ways by individual in August year, to the street (the villages and towns) nearby Personnel's personal account over the years of charging to the basic medical insurance and effecting an insurance directly after July 1 of a year stands and goes through formalities of applying for in the social insurance, ones that charge to some subsidy fund individual demands and draw, can at one time draw through the urban industrial and commercial bank. Personnel are by individual in 7 for a year that in hospital and effect an insurance with the medical insurance of serious disease Handled the organization and went through the subsidy fund and got the procedure to the medical insurance after the 1st in the moon
For example, Ms. Wang has suffered from a serious disease, this medical insurance, in year from May 1 last year to April 30 this year, her clinic, in hospital medical fee have added up and reached 12 ten thousand yuan, among them individual is conceited and the amount of money born is 2. 2 ten thousand yuan, accord with worker's medical insurance and lighten the burden and subsidize the condition synthetically, can subsidize 1. 54 ten thousand, the intersection of city and the intersection of medical insurance and before July 1 this year 1 centre. The subsidy fund of 54 ten thousand yuan has squeezed into her individual in the account over the years, then Ms. Wang can choose to leave this sum of fund in individual's account over the years, can be used for deducting the personal cash and paying the part while continuing seeking medical advice, can go through formalities of carrying down and drawing through the urban industrial and commercial bank outlets too.
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